the event
 
 
Welcome Aboard the Life Mod Cruise

We’ve got a jam-packed schedule of exciting events designed to provide something for everyone! You will not be disappointed. The following represents the events that are currently scheduled…we will post updates and additional information as it becomes available. Please note that events and times are subject to change. Get ready for the time of your life!

 
 
Day1
Day 1
Saturday, January 16, 2010
Ft. Lauderdale, Florida
   
MSC Poesia Departs Ft. Lauderdale 5 pm
   

PRE-DINNER WELCOME EVENT

Join your fellow passengers, Joe Hoats and Guest Experts for a preview of the weeks’ events. Enjoy complimentary cocktails, meet new friends as the MSC Poesia sets sail to the Western Caribbean!

Duration:  1 Hour - Time & Location TBA

   
At Sea
Day 2
Sunday, January 17, 2009
Key West
ENJOY YOUR MORNING IN KEY WEST
   

SAVING YOUR HOME – Foreclosure Solutions, Part 1

  • Loan Modification 101

  • Loan Modifications that Work, the Home Stability Solution

  • Forensic Audits & Potential Claims Against Predatory Lenders
Duration:  1 Hour - Time & Location TBA
   

SAVING YOUR HOME – Foreclosure Solutions, Part 2

  • Other Foreclosure Strategies

  • Role of BankruPartcy

  • Tax Implications of Foreclosure Solutions
Duration:  1 Hour - Time & Location TBA
   

DEALING WITH DEBT – Wiping Your Financial Slate Clean, Part 1

  • Eliminating Your Second Mortgage

  • Dealing With the IRS and Back Taxes

  • Unsecured Debt Elimination Strategies
Duration:  1 Hour - Time & Location TBA
   

DEALING WITH DEBT – Wiping Your Financial Slate Clean, Part 2

  • Restoring Your Credit & FICO Score

  • Keeping Out of Debt Forever
Duration:  1 Hour - Time & Location TBA
   
Ocho Rios
Day 3
Monday, January 18, 2010
Playa Del Carmen, Mexico
   
ENJOY YOUR DAY IN PLAY DEL CARMEN
   
Caymans
Day 4
Tuesday, January 19, 2010
Georgetown, Grand Cayman
   
ENJOY YOUR DAY IN GEORGETOWN, CAYMAN ISLANDS
   
Day2
Day 5
Wednesday, January 20, 2010
Montego Bay, Jamaica
   
ENJOY YOUR DAY IN MONTEGO BAY, JAMAICA
   
Day2
Day 6
Thursday, January 21, 2010
Day at Sea
   

LIFE MODIFICATION – Your Personal “Fresh Start”, Part 1

  • Dealing with Retirement After a Financial Crisis

  • Tax Strategies for Today and Beyond

  • Downsizing Strategies for the Future
Duration:  1 Hour - Time & Location TBA
   

LIFE MODIFICATION – Your Personal “Fresh Start”, Part 2

  • Creating a Budget System That Works

  • Developing a Personal Life Mod Plan for the Rest of Your Life
Duration:  1 Hour - Time & Location TBA
   

LIFE MOD Q & A WITH YOUR PANEL OF EXPERTS

Take your new knowledge and modify your life! Let’s do it again next year??:)

Duration:  2 Hour - Time & Location TBA
   
Day1
Day 7
Friday, January 22, 2010
Nassau, Bahamas
   
ENJOY YOUR DAY IN NASSAU, BAHAMAS
   
Day1
Day 8
Sunday, November 15, 2009
Ft. Lauderdale, Florida
   
7:00 am Arrive Ft. Lauderdale & Debarkation Begins
   
   
The Experts
 
Joseph Hoats

With over 20 years of experience as an Attorney, Joseph Hoats has worked for the rights of the consumer throughout his career.  Working together, his team of dedicated professionals has perfected the modification process with the introduction of their proprietary Homeowner Stability Solution…a systematic approach responsible for keeping hundreds of distressed Homeowners in their homes and avoiding foreclosure. 

The Home Stability approach is Client-focused and acknowledges that the possibility of losing a home is extremely stressful and requires reassurance and emotional support for the Homeowner.  According to Joe, “We take on a new Client, only after carefully reviewing their case and evaluating their chances for success.  Our goal is always the same; keep our Clients in their homes by protecting their legal rights while negotiating a Loan Modification that is right for them, not the lender.  We want to make it easy for them to get back to the business of living a productive, stress-free life”

Joe is a graduate of Vanderbilt University and has practiced law for over two decades.  He has litigated in the areas of Real Estate Law, Bankruptcy Law, Foreclosure and Loan Modification and has extensive experience with Litigation in State and Federal Courts.  He is an active member in good standing with the State Bar of California.

 
Michael Marshall
Michael H. Marshall, EA is known to his clients and associates as “The Tax Rabbi”. Before becoming an Enrolled Agent, (U.S. Income Tax Specialist) he spent 15 years in the finance departments of private companies where he developed an emphasis as a specialist in tax audit, payroll and tax collection issues. In 1984 Michael opened his own practice and today, Michael is the owner and President of Rapid Tax in Woodland Hills, Ca. He is the tax advice source upon whom clients, colleagues and contemporaries frequently call to assist them with their “difficult issue of the day”. Michael lectures extensively before business and professional groups, has taught accounting and tax courses for adult education, and has been an instructor for those who were preparing to take the Special Enrollment Examination to become Enrolled Agents. He has conducted seminars for Continuing Professional Education for other tax and accounting professionals, and is a guest speaker for the IRS, presenting for their Community Outreach programs. Michael brings to his presentations and lectures an intensity that blends his passion for research and problem solving with an ironic, sometimes tart, sense of humor.
 
   
   
 
 
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